Not Sure Your Financial Plan is Actually Working for YOU?

Let’s Fix That!

Schedule My Phone Consultation! 

On this 15–20 minute phone conversation, you will:

  • Understand where you are today.
  • Confirm what’s been working.
  • Learn about what might need attention!

No pressure | No obligation | No cost

You don’t need another sales pitch. You need clarity.

About Us

Martin & Associates Insurance Services and Martin Wealth Management have been helping individuals and families navigate retirement since 1988. Our team provides personalized guidance on retirement income, Social Security, and financial planning and Medicare, making complex decisions simple and helping you retire with confidence. Whether you're just getting started or already retired, we're here to help you make informed decisions every step of the way.

Ray Martin

President or Martin & Associates and Martin Wealth Management

Certified Financial Fiduciary

Investment Advisor Representative

Dave Hart

Certified Financial Fiduciary

Investment Advisor Representative

Craig Kennedy

Certified Financial Fiduciary

Investment Advisor Representative

Don't Wait to Book Your Call

Financial decisions can feel overwhelming, which is why we've helped individuals approaching retirement understand their options and avoid costly mistakes since 1988.

We will guide you through the process clearly and honestly - so you can make confident, informed decisions.

Choose a time that works for you.
Takes less than 30 seconds to book.

After you book, you’ll receive a confirmation email immediately.

We’ll send you a simple reminder so nothing gets missed.

There are no long forms or complicated prep.

Here’s exactly what to expect from our call:

QUICK OVERVIEW OF YOUR SITUATION

We'll discuss what you’ve done so far and what you’re aiming for.

IDENTIFY GAPS OR RISKS

The stuff that doesn’t show up on account statements.

DISCUSS CLEAR NEXT STEPS

You'll know what to do next, with or without our help.

OPTIONAL: DISCUSS WORKING TOGETHER

The next steps if you decide you'd like help implementing them.

This is for you if…

  • You’re within ~5–10 years of retirement (or recently retired), saved and invested - but don't feel fully confident in your plan
  • You want to know how your money turns into income
  • You’re tired of guessing and want a clear path forward

This probably isn’t a fit if…

  • You’re looking for quick wins or market predictions
  • You prefer DIY and aren’t open to guidance or you feel totally confident in your plan
  • You’re not ready to take action on anything you learn

FAQs

Is this a sales call?

Not at all - this is a conversation. If there’s a fit, we’ll talk about next steps. If not, you’ll still leave with clarity.

Do I need to prepare anything?

Nope. Just show up. If anything would be helpful ahead of time, we’ll let you know after booking.

What if I’m not ready to make a decision?

That’s completely fine. My goal is to help you gain clarity, not enter a commitment that doesn't feel right for both of us.

Is there a cost?

No. This consultation is completely complimentary.